Calvert Home Mortgage | The Team

The Team

Feel Good About Your Team Of Trusted Advisors

It takes a lot of heart to be the best at what we do. Our team of trusted advisors includes a former tennis athlete and a 2X Grey Cup Champion. We take our success and yours to heart. Let us go to work for you!

Meet the Team

Calvert Home Mortgage | Everett Koeller

Everett Koeller

Founder

While building a successful lending career in the early 1960s, Everett discovered a need for short-term mortgage loans through a trusted source. Answering the call, he founded Calvert Home Mortgage Investment Corporation in 1975 with a focus on providing an effortless client experience tailored to their needs. For more than 45 years, Everett has been instrumental in the company’s growth and development. He continues to mentor the team in disciplined underwriting and living the values that initiated Calvert Home Mortgage’s success.

Dean Koeller

President

Growing up in the lending business, Dean’s father, Everett Koeller, taught him to bring his best in everything he does. Mentored to build an organization that truly cares, Dean believes in creating a winning culture which is committed to our clients, team members, stakeholders, and community. As a leader, Dean is committed to being a trusted advisor and creating an effortless client experience. Dean’s motivation comes from his passion for helping others discover and grow their success.

Dale Koeller

Vice President Risk and Information

Since 2001, Dale has been advancing his skills and knowledge of the mortgage industry. He quickly became recognized as a lending leader in the real estate market with a reputation for placing substantial value on personal connections. Dale is a trusted advisor offering education and analytical analysis to his clients. His knowledge provides valuable insight into the best financial solutions to serve each unique client need. Dale’s wife and two daughters are his pride and joy. He enjoys hiking, skiing and camping with his family.

Carl Chala

Chief Financial Officer

Carl joined the Calvert Home Mortgage team as Chief Financial Officer in 2021. He manages the accounting and finance activities for the company and brings an extensive track record in accounting, finance and business. He holds a CPA/CMA designation and has a wide range of experience in developing commercial agreements and financing arrangements, most recently in developing and financing major pipeline projects. Carl brings an entrepreneurial spirit to the team which comes from working in senior management and accounting roles in technology start-up companies. Outside the office, he enjoys hiking, biking and travel with friends and family.

Jesse Bobrowski

Vice President of Business Development

Involved in many facets of the lending process, Jesse creates and builds vital relationships with investors. He also assists with underwriting, regulatory compliance, and preventative loss analysis. Jesse has a passion for helping people reach their financial goals. He’s focused on discovering quality opportunities to lend money and provide sufficient capital to fund exciting opportunities. Jesse is the father of two young children. Beyond work, his passions extend to skiing, fishing, mountain biking, and continuous learning.

Sherwin Dziwenka

Underwriter

Sherwin is known for his personalized approach. He develops an effortless and creative solution to serve each client’s specific needs. Before joining the Calvert Home Mortgage team, Sherwin spent time developing himself as a mortgage broker with a national brokerage. Sherwin’s broker experience translates to a genuine understanding of what mortgage brokers require from their lenders to quickly and successfully close. He is a proud father.

Garrett LaBarre

Underwriter

Garrett has a passion for working closely with clients to achieve the best possible solution given their unique circumstances. As a former athlete and team member of an NCAA tennis program, he understands the perseverance and hard work required to succeed. Garrett has committed his career to real estate financing and has demonstrated a commitment to customer service, real estate investing, and credit rehabilitation.

Rob Maver

Underwriter

A notable mentor and leader, Rob will not rest until the job is done right. He has a contagious enthusiasm for real estate and business development. Rob’s personal experiences have conditioned him for success. He was a two-time CFL All-Star, Team Captain, and a two-time Grey Cup Champion. This athletic background taught him to value teamwork, discipline, goal-setting, and relationship building. Rob understands what it takes to create a team of winners while maintaining a positive attitude to produce the best results. He is currently enrolled with Sauder School of Business (University of British Columbia), completing a Diploma in Urban Land Economics. Whether working with a Real Estate Investor securing a quick close, or a homeowner utilizing the equity in their home, Rob takes great pride in helping Calvert Home Mortgage clients improve their financial outlook, knowing the real impact on their lives.

Calvert Home Mortgage | Ryan Day

Ryan Day

Real Estate Investment Success Manager

Ryan joins Calvert Home Mortgage with an impressive sales history with leading beverage brands. Working for industry leaders, Ryan built a foundation of providing superior customer service. His innate qualities include the desire and ability to effectively listen, communicate, and understand each individual while providing genuine value to every interaction. Drive, passion, and continuous improvement are the cornerstones of his professional life. Ryan’s enthusiasm for real estate guides him to learn all there is to know about the industry. Ryan enjoys snowboarding, scuba diving, and hot yoga. He once completed a silent meditation retreat in Thailand and didn’t talk for five days! On weekends, you can find Ryan learning new skills through reading, audiobooks, and attending seminars. As an exceptionally social individual, he enjoys discussing real estate, innovative technology and loves a good travel story.

Calvert Home Mortgage | Amy Bailey

Amy Bailey

Mortgage Administrator

Amy joined Calvert Home Mortgage in 2016, bringing more than 20 years of mortgage experience in customer service and administration. Amy contributes excellent value to Calvert Home Mortgage and our admin team with her depth of knowledge. Her commitment is to assist customers while contributing to a successful team and fostering an adaptive environment. Amy provides our clients with timely, value-based service. She is meticulous with details and continually seeks ways to streamline an effortless client experience.

Candia Cope

VP, Innovations

Candia brings financial services expertise encompassing customer service, lending, investing, compliance, administration, and operations. She holds a wealth of experience working in major financial institutions, including time spent teaching at a private business college, years in the RESP sector, and 15 years in the private lending sector. Candia believes real estate can provide tangible security for investments and allows investors to see the security that backs their investment. Candia’s sense of fun and energy is contagious to those around her. Her number one priority is her family, creating lasting memories from their many adventures skiing, spending time in the mountains or the ocean.

Calvert Home Mortgage | Joy Sale

Joy Sale

Front Office Manager

Joy has provided exceptional work since joining the Calvert Home Mortgage team in 2017. Her focus is ensuring our clients, brokers, and lawyers have an effortless experience. Joy’s role and responsibilities fit well with her commitment and enjoyment of helping others.”I love this company. When our clients and business succeed, we all grow together.”

Julia Smithers

Executive Assistant

Julia joined the Calvert Home Mortgage team in 2020, bringing with her 10+ years’ experience providing administrative support to all management levels in numerous industries, including oil and gas, property management, and automotive. As our Executive Assistant, she ensures the team has everything they need to be successful. Julia is committed to assisting in an efficient and organized manner, skills she has perfected in her spare time as a wedding day coordinator.

Calvert Home Mortgage | Kristine Vitto

Kristine Vitto

Mortgage Specialist

Kristine joined Calvert Home Mortgage in 2013, after 11 years of mortgage underwriting and administrative work. She brings a strong work ethic and is committed to the business’s growth and development. Kristine has been an integral part of the administration team, ensuring a smooth process for internal and external clients. Her commitment is to go the extra mile and ensure every client receives an effortless and memorable experience.

Laura Ladd

Mortgage Administrator

Laura joined Calvert Home Mortgage with 12 years of reception and administrative experience. Laura is the first face that our clients see when they walk into the office and the first voice clients hear when calling. She greets everyone with her positive and welcoming presence.

Robin Mackay

Real Estate Analyst Manager

Robin joined the team in 2019 as our in-house valuator. She provides real estate analysis and valuations for our underwriting team. Robin is currently enrolled with Sauder School of Business (University of British Columbia) and is a Candidate Member of the Appraisal Institute of Canada. She has previous experience as a fee-consultant, working for a national appraisal company. Before pivoting into real estate, Robin spent 5 years as a business consultant for franchise owners.

Alisha Fuss

Marketing Manager

Alisha has a passion for real estate investing that led her to Calvert Home Mortgage. In her position as Marketing Manager, she enjoys educating, learning from, and networking with real estate investors every day. She has a Bachelor of Arts in Communication Studies from the University of Calgary as well as a Digital Communications Certificate from Mount Royal University. Alisha comes from an extensive professional background in marketing and social media management whereby she applies creativity, research, and communication in developing content that is engaging and informative. Alisha is a highly social individual that thrives off valuable interactions. Having been an avid fitness enthusiast for the past 10 years, and competing in bodybuilding competitions, she understands what it takes to bear down and relentlessly pursue a goal. In addition to the gym, Alisha loves adventure, attending networking events, everything real estate, and spending time with her loved ones.

Ryan Smith

In-House Valuator

Ryan joined Calvert Home Mortgage in 2021 an as in-house valuator after a career as a Residential Appraiser in Ottawa. He provides valuation and risk analysis to the underwriting team. He is an Appraisal Institute of Canada Member and currently enrolled in the Saunders School of Business (University of British Columbia). Ryan lives in Gatineau, Quebec but considers himself a Calgarian after living there for a decade and has a Bachelor of Economics from the University of Calgary. Prior to shifting to a career in real estate he worked in the financial sector and as security manager at the Ottawa Airport. In his free time Ryan enjoys outdoor activities, reading, cooking and 3d printing.

Stamos Chalapas

Risk and Compliance Manager

Stamatios (Stamos) became the Risk and Compliance manager at Calvert Home Mortgage in 2021 Stamos is a highly experience and respected leader in risk management, process assurance, and operations in Canada as well as in Europe. Stamos is a mentor and educator, who thrives in environments which require strategic and big picture thinking. In his personal time, Stamos enjoys spending time with his family.

Sheila Morales

Mortgage Funding Specialist

Sheila is a born and raised Calgarian who joined the team in the summer of 2021. Sheila comes to us with 30+ years’ experience as a Paralegal/Law Clerk. She brings her knowledge and experience of the real estate conveyancing world to our mortgage funding team. Sheila used to take instructions from Lenders and now she is a mortgage funding specialist herself, doing a total 180 in her career. She is used to a fast pace real estate atmosphere and is truly happy to be working and helping make Calvert Home Mortgage a continued success. Sheila puts the clients first and foremost and does what she can to make our client’s experience effortless. Personally, Sheila lives with her husband on their acreage outside the city with their gaggle of boxer dogs!

Prakruti Pamar

Senior Accountant

Prakruti (Riya) joined the accounting team at CHMIC in 2021. Riya brings with her 5 years of experience in full cycle accounting, and has her Masters Degree in International Accounting from The University of London. Riya is experienced in accounting for Real Estate Development, Construction, Retail and Commercial Properties and will add value to our accounting department with this knowledge. Riya has spent the last 8 years living in Canada, previously she lived in London England. Riya love to hike, play badminton and enjoys trying new restaurants around the city.

Jeanelle Guanzon

Intermediate Accountant

Jeanelle joined CHMIC in 2021 as a Junior Accountant. She has a 5 year professional accounting background providing offshore financial services to small and medium size business entities and experience in oil and gas legal entities and compliance reporting. She is currently finishing her accounting degree to Canadian equivalency and eventually will pursue her dream in acquiring her Chartered Professional Accounting Designation. She enjoys spending her free time doing outdoor activities with family and friends.

Spenser Brooks

Underwriting Success Associate

Spenser brings his passion for Real Estate, learning, and client-focused interactions to his position as Underwriter Success Associate with Calvert Home Mortgage. He received his B.A. in Economics from the University of Calgary and is currently enrolled in his level one CFA. Spenser previously worked in the Oil and Gas industry on the US Oil Equity Research team for Enverus, as well at Kearl Lake as a Project Coordinator. It was through these opportunities that he developed his passion for customer-focused solutions and data-driven answers. In his spare time, Spenser enjoys golfing as regularly as the weather allows, as well as strength and conditioning training.

Logan Desjarlais

Underwriting Success Associate

Logan joined Calvert Home Mortgage in October 2021. She has extensive administrative and organizational skills having held previous senior legal assistance roles at a prominent law firm and then the Alberta Crown Prosecutor’s office. She has a strong desire to always learn and grow, which pushed her to switch industries from the legal field to real estate. In her role as Underwriter Success Associate, Logan supports the Underwriters in efficiently processing and evaluating mortgage applications and other documentation with the goal of supporting the speed and accuracy of credit decisions for mortgage loans. She enjoys the opportunity to make an impact on the lives of clients, through offering fast funding on profitable investment opportunities, or working with clients in unfortunate financial situations to help get them back on their feet. In her spare time, Logan is an avid crafter, a lover of true crime and enjoys road tripping and camping in her roof tent.

Eric Wiggins

Controller

Eric joined the team in 2021 as the Assistant Controller, and handles the day-to-day accounting operations as well as the preparation of internal and external reporting. As a CPA, CGA with over 10 years in the Telecom industry he brings an extensive background in budgeting/forecasting, management of the accounting function and internal/external reporting.  In his free time, he enjoys spending time with friends and family and getting out hiking, skiing and really any outdoor activity if the sun is shining.

Jillana Knauft

In-House Valuator

Jill joined CHMIC in 2022, after completing a combined 5-year career as a Residential Appraiser in Southern and Central Alberta. Jill is a member of the Canadian National Association of Real Estate Appraisers and has been designated since 2015. Jill also comes from a diverse employment and educational background as she has work experience in general management and human resources abroad and holds a master’s in business administration (MBA) with a focus on international business. Jill played competitive basketball and continues to be actively involved in the sport and her community as she volunteers with the minor basketball association board throughout the year.

Jetlan Houcher

Underwriting Success Associate 

Jetlan joined the Underwriting Team at CHMIC in April 2022 as a Success Associate. He brings with him experience in Business Consulting and Commercial Lending which has proven to be an asset in his role at CHMIC. Jetlan grew up with a passion for sports and played elite hockey at the NCAA level, granting him a deep understanding of work ethic, teamwork, and determination. Jetlan is committed to providing a seamless client experience and is eager to expand his professional career in the Real Estate industry. Outside of the office you can expect to find Jetlan either on the golf course or at the rink.

Moneet Gill

Underwriting Success Associate 

Moneet joined CHMIC in April 2022 as an Underwriter Success Associate. She has a Bachelor of Arts in Criminal Justice from Mount Royal University and extensive experience in client-focused interactions as well as documentation analysis. Being a first generation Canadian, Moneet sees the importance of financial success and stability which led her to want to help clients reach their goals. Moneet has a passion for real estate which stems from her family’s involvement in the real estate industry. She loves to hike, travel, and spend quality time with her family and friends.

Chrys Sullivan

Junior Mortgage Admin

Chrys comes to us from BC with over 33 years of experience with two major financial institutions. She initially started her banking career in downtown Red Deer by answering a “help wanted” advertisement in the window of a bank. Her roles varied among numerous departments including Personal Banking, Commercial Banking, and Private Banking. She brings a high level of customer service experience and strives to always exceed customer expectations. In her spare time, she loves to sing with choirs, at karaoke, and live bands. She also loves spoiling her five grandchildren, but her all-time favourite past-time is riding motorcycles.

Katriana Miller

Investor Relations Client Care Specialist 

Katriana joins the Calvert Home Mortgage team with 20+ years of experience as an Administrative Assistant with a strong background in customer service. She is new to Alberta, having been born and raised in Manitoba. As our Investor Relations Client Care Specialist, Katriana will continue her love of working with people and ensuring our Investor clients have an exceptional, effortless experience. Katriana enjoys hiking, site seeing, and spending time with her family and friends.

Samantha Hunt

Junior Accountant 

Samantha joined the CHMIC team in April 2022 as a Junior Accountant. She brings with her a 5 year background in accounting, having worked with a diverse group of companies in the manufacturing industry. Prior to that she had an 11 year career in IT in the oil & gas industry. Samantha is currently working towards her accounting degree at SAIT and in her spare time she enjoys reading a good book and spending time with her family.

Violet Nasab

Junior Accountant 

Violet got her start with Calvert Home Mortgage in May 2022. She has more than five years of experience in accounting, payroll, and tax preparation. Violet lives the CARE values of the organization by teaching a few courses in her areas of expertise. While having her Bachelor of Science and a diploma in accounting and payroll administration, she got involved in the CPA (Chartered Professional Accountant) program which she is pursuing. In addition to her extensive education, Violet also has a few certificates in accounting, budget, and finance. In her free time, she enjoys travelling, fishing, fitness, reading books while enjoying her coffee, and hanging out with friends outside the office.

Hannah Whitman

Junior Mortgage Administrator 

Hannah joined the Calvert team in May of 2022 as a Junior Mortgage Administrator in Funding. She has successfully obtained a Diploma in Criminal Justice and a Bachelor of Arts in Justice Studies from Royal Roads University in Victoria, British Columbia. Her education coupled with her work experience as the Head Legal Assistant for a busy Real Estate and Corporate Law firm has equipped her to truly thrive as a Mortgage Administrator here at Calvert Home Mortgage. Hannah believes in the values of the company and brings positivity, friendliness, and a great sense of humor to the office, her coworkers, and clients. Hannah is a brand new Calgarian, having lived in both Saskatchewan and British Columbia, and is excited to call Alberta home! If she is not working, she can often be found cuddling her Cat Beesly, playing the guitar, or exploring the city.

Chris Grier

Real Estate Analyst 

Chris joined the Calvert Home Mortgage team as a Real Estate Analyst in 2022 and brings over eight years of residential and commercial fee appraising experience in the Calgary area. He is a member of the Canadian National Association of Real Estate Appraisers and is a designated residential appraiser and certified appraisal reviewer working to obtain his commercial appraiser designation. Prior to joining the real estate industry in 2014 Chris worked as a technologist, business analyst, and project manager in the oil & gas industry after earning his Bachelor of Science Degree in 2003. In his free time Chris enjoys spending time with his wife and two children, as well as running, squash, and ball hockey.

Memberships & Associations

Active Community Participants Since 1975

Being part of our community is important to us and inspires us to contribute in several ways. Community is the fabric of who we are and what we can be. Community partnerships set the foundation by which we live our lives. We need to be leaders and ensure our community’s success, to benefit ourselves, our families, and future generations.

Calvert Home Mortgage | AMBA logo
Alberta Mortgage Brokers Association

The Alberta Mortgage Brokers Association is an independent, non-profit organization dedicated to high ethical business principles and keeping the industry at a high level of integrity and professionalism.

Calvert Home Mortgage has been a member of the AMBA since 1975. Everett Koeller, Dale Koeller, and Dean Koeller have all sat on the board of directors and continue to assist AMBA in its long-term success.

Calvert Home Mortgage | Calgary Chamber of Commerce
Calgary Chamber of Commerce

Calvert Home Mortgage has been a member of the Calgary Chamber of Commerce since 1998. For more than 120 years, the Calgary Chamber has been the city’s main connector of people, ideas, and stories.

Calvert Home Mortgage | CREB
Calgary Real Estate Board (CREB®)

CREB® is one of Canada’s largest real estate boards with a mission to provide realtors with the tools and support needed for success. This governing body operates on the founding principles of integrity, transparency, commitment, and collaboration.

Calvert Home Mortgage | FEX

Family Enterprise Canada

Family Enterprise Canada supports family-owned enterprises in Canada. Family Enterprise Canada believes that business families are part of a dynamic peer community and should access relevant and valuable family-centric knowledge, advice, resources, and learning opportunities. These experiences will help family-owned enterprises achieve stronger family and business outcomes, allowing them to succeed for generations.

Calvert Home Mortgage | MPC
Mortgage Professionals Canada (MPC)

Mortgage Professionals Canada is the national association representing Canada’s mortgage industry. MPC represents thousands of individuals and companies, including mortgage brokerages, lenders, insurers, and industry service providers. MPC and its members have a dedication to maintaining a high standard of industry ethics, consumer protection, and best practices.

Calvert Home Mortgage | PMLF Logo
Private Mortgage Lenders Forum (PMLF)

Formed in 2009, PMLF provides leadership in compliance, standards of excellence, information, and networking within the private mortgage lending industry. The forum’s mandate is to promote ethical, professional, and consistent industry practices to foster a healthy and sustainable industry. Dean Koeller has been the chair since 2010 and believes that one day there should be a national private mortgage lending organization.

Calvert Home Mortgage | TECCanada
The Executive Committee (TEC CANADA)

TEC helps executives and business leaders make smart decisions. Its vision is to accelerate Canadian business leaders’ growth and development by offering a peer advisory board supported by one-to-one coaching, expert speakers, fast-paced learning, and global networking opportunities.

Canadian Alternative Mortgage Lenders Association

Calvert Home Mortgage is a founding member for the The Canadian Alternative Mortgage Lenders Association (CAMLA). CAMLA provides an avenue for alternative mortgage lenders to exchange ideas and explore ways of improving the sector; encourage principled and professional practices by Alternative Mortgage Lenders; educate the public at large about Alternative Lending; encourage individual potential borrowers to be informed about the appropriateness of Alternative Mortgage Lending to the borrowers’ circumstance; and to advocate on behalf of, and represent the interests of Alternative Mortgage Lenders.

Platform Calgary

Calvert Home Mortgage is a Family Office Partner for Platform Calgary. Platform Calgary helps entrepreneurs find helpful resources, offerings, community support and partners.

Calvert Home Mortgage | We Are A Common Sense Lender

We Are A Common Sense Lender Who Appreciates A Challenge

Our Culture
Our Difference