Interim Purchase Financing

Found a great deal but need a smarter way to finance it?

Some opportunities don’t fit neatly into traditional lending.

You might be buying below market value.
Your pre-construction property may have increased in value.
Or your timeline simply doesn’t match what banks require.

Interim Purchase financing is designed to help you move forward when timing, structure, or
qualification needs more flexibility.

What is Interim Purchase Financing?

Interim Purchase is a short-term mortgage solution for buyers who plan to:

  • Sell the property, or
  • Refinance into a traditional lender

It’s commonly used when there’s clear value in the deal today, but a different financing solution will be used shortly after.

We focus on the current value of the property, not just the purchase price.

✓ No obligation

✓ Free deal analysis

✓ Fully open mortgages

Highlights

Up to 75% Loan-to-Value (LTV)

No appraisal required under $1.5M

Fast closings
available

Condo purchases
subject to document review

Structured around a clear and realistic exit plan

Every file is reviewed based on the overall strength of the deal.

We look at:

✓ The property value
✓ Your exit strategy within 12 months
✓ How the deal performs today

If everything aligns, we structure the financing around it.

Pre-Qualification Guide

You may be a strong fit if:

You have a defined plan to sell or refinance within 12 months

The property has measurable value
today

The opportunity benefits from speed and
flexibility

Common Use Cases

Below-market property purchases

Pre-construction properties with increased value

Short-term holds before refinancing

Quick resale strategies (wholetail)

Time-sensitive acquisitions

Frequently Asked Questions

Questions About Interim Purchase Financing

How quickly can the process move?

Many files are completed within a few days, depending on readiness and documentation.

In most cases, no appraisal is needed for properties under $1.5M.

A clear and realistic exit strategy within 12 months is key.

Yes. This solution is often used when traditional qualification methods don’t fully reflect your situation.

  • Residential properties
  • Condos (subject to review)
  • Investment properties