Mortgages
A fast and personal approach to accessing short-term capital
Benefit from our knowledge and experience to get your low-stress mortgage. No upfront costs or obligation to commit.
Flip
Available in: Alberta, Ontario
We love lending to investors who buy, fix up, and immediately resell properties for a profit. To optimize profits, you need access to capital – and fast! But, accessing funding for real estate projects through traditional lenders is often a cumbersome, complicated process.
Calvert Home Mortgage provides an effortless approach for Real Estate Investors to access capital for flip projects in Alberta and Ontario.
Buy, Renovate, Rent, Refinance (BRRR)
Available in: Alberta, Ontario
Investing in real estate is an excellent way to build financial wealth. However, banks have guidelines that can restrict your ability to finance multiple properties.
Calvert Home Mortgage can help you leverage your options and create a plan to get you the capital you need to cashflow your BRRR properties. Whether you have one-income property or many, we are here to help.
Purchase with confirmed exit within 12 months
Available in: Alberta, Ontario
We work with you if you are interested in purchasing a property with the intention of selling or refinancing it within 12 months, without any improvements being made or a change in use of the property. If you have purchased a property below market value or a pre-construction property that’s increased in value from the purchase date, you my be able to reduce the required down payment.
Purchase mortgages with a defined exit within 12 months can be utilized in various scenarios. They offer short-term solutions for time-sensitive investment opportunities, access to funding based on the as-is value of a property, a temporary mortgage while you are changing your circumstance to qualify with an A or B lender, and more!
Bridge Mortgages
Available in: Alberta, Ontario
Calvert Home Mortgage works with you and your Mortgage Broker if you require temporary financing for the down payment on another home or other urgent needs to bridge the gap between purchasing and selling a property. We will consider a Bridge mortgage, even if your property is still in the process of being listed. We are committed to seeing you succeed!
Bridge mortgages can be used when a homeowner has listed or is in the process of listing their current property on the MLS with a Licensed Real Estate Agent or has a sale contract in place with a closing date after the purchase of the other property.
Debt Consolidation
Available in: Alberta
If you ask us what we love most about the Calvert Home Mortgage approach, we will tell you that it’s helping those who have lost hope to acquire financial success.
Are you having problems managing your monthly bills? Overwhelmed by collection calls? Unable to get a mortgage from a bank due to the burden of a high debt load? Don’t want to break your current mortgage and pay a large prepayment penalty?
Calvert Home Mortgage can help with your high-interest credit card debts and personal loans. We work to understand your financial situation and develop a plan to lower your monthly payments, reduce your interest costs, and, most importantly, improve your credit. Then, we can help you get back to a mortgage with a bank.
Equity Take Out
Available in: Alberta
Are you dealing with unexpected financial needs? Whether you need a temporary hand paying for your kids’ tuition, a home renovation, invest in your business, or obtain a second mortgage, we have a fast, friendly, effortless solution.
Calvert Home Mortgage is ready to assist you in meeting a range of financial needs focused on improving your quality of life. Together, we will create a plan to ensure you can access the equity you’ve built in your existing home.
It’s our goal to get you the help you need with a plan that ensures your financial success. Our team truly cares, and we work hard to ensure you and your family can achieve your life’s goals.
Term Purchase
Available in: Alberta
Conventional mortgage not an option? Unlike our other mortgage solutions, our Term Purchase mortgages do not have a confirmed exit strategy within 12 months. If you’re interested in closing on the purchase of a property and conventional mortgage options aren’t available, we are here to support you.
