Where do we lend?*

We lend to qualified borrowers throughout Alberta & Ontario.

100k+ population, or 25k driving distance within these city limits
50k+ population, or 10k driving distance within these city limits
10k+ population within city limits
*Some restrictions apply

You can submit deals through Finmo (Lendesk), Filogix, and Velocity.

Short-term mortgage solutions

Save Time and Money

Do more deals with our fast funding

Do more deals with our fast funding

We understand the urgency in securing some mortgages, such as Flips and BRRRs (Buy, Renovate, Rent, Refinance). Get funding in as little as 1-2 business days in Alberta and 1-3 business days in Ontario upon receiving all required documents. A rush fee of $1,000 may apply.

Free in-house valuations

Free in-house valuations

Save your clients time and money with our free in-house valuations. We do not require appraisals on properties valued up to $1.5 million. This allows your clients to save time and money while making quick, well-informed decisions. Appraisals are required on multi-family properties greater than four units.

No renewal fee options

No renewal fee options

We offer a no renewal fee option to borrowers in good standing. On renewal, we notify you, the mortgage broker, 90 days in advance. Calvert Home Mortgage sends refinance business back to you, giving you the opportunity to find a more suitable long-term solution for your client, helping them graduate into conventional rates.

We always connect you on deals

We always connect you on deals

We ensure your position with your client is respected, and always connect you on future deals.

Legal documentation

Legal documentation

Calvert Home Mortgage has the in-house expertise to prepare standard mortgage documents. We can prepare legal documentation and engage a single lawyer in Alberta, saving your clients time and money. This approach reduces miscommunication and potential errors.

In-house signing

In-house signing

Upon qualification, your Calgary-based client can sign directly with us for Equity Take Out deals to save time and money.

Impress Your Clients With a 24 hour Commitment

Impress Your Clients With a 24 hour Commitment

Our response time and follow-through are among the biggest compliments we receive from mortgage brokers. We offer a simple, fast approval process, often with a same-day commitment and with few conditions.

Do More Deals With Fast Funding

Do More Deals With Fast Funding

Time-sensitive deals require a quick response, and we take action immediately. Receive funding 24-hours from your first phone call. How do we do it? Our team members are empowered to make smart and timely lending decisions. Our talented administrators are quick and efficient.

No Fee, Same-day Valuations

No Fee, Same-day Valuations

Save your clients time and money with our no-fee, same-day valuations. Calvert Home Mortgage is the only Canadian short-term lender to provide valuations done by an in-house real estate analyst. In most cases we can provide this service in place of an appraisal, ensuring faster funding while saving your clients time and money.

No Renewal Fees

No Renewal Fees

We renew at no cost to borrowers in good standing. On renewal, we notify you, the mortgage broker, 90 days in advance. Calvert Home Mortgage sends refinance business back to you, giving you the opportunity to find a more suitable long-term solution for your client, helping them graduate into conventional rates.

Legal Documentation

Legal Documentation

Calvert Home Mortgage has the in-house expertise to prepare standard mortgage documents. We can prepare legal documentation and engage a single lawyer, saving your clients time and money. This approach reduces miscommunication and potential errors.

In-House Signing

In-House Signing

Upon qualification, your Calgary-based client can sign directly with us for Equity Take Out deals to save time and money.

The Calvert Home Mortgage Team is committed to providing Mortgage Brokers with up-to-date industry information and resources:

Reports

Mortgage Calculators

Educational Videos

At Calvert Home Mortgage, we care about you and are committed to your financial success.

We provide short-term mortgage solutions powered by attentive care, and a responsive, collaborative team of experts.

4.9
Based on 86 Reviews
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Christian
13 January 2026
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Spenser, Katarina and the team at Calvert Home Mortgage are true partners. When working with clients who are looking for creative financing solutions for their investment projects, true teamwork and cooperation with my lenders is important to me --- for me, Calvert provides this, which is why I will continue to recommend them as a partner to my clients.

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Tyler Salmon
3 December 2025

Kat and Hannah are incredible partners and worked magic for our clients. Great lenders with great products :)

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mark heit
22 October 2025

Calvert is amazing and always a pleasure to work with. As a mortgage broker, they have provided me with super fast and effective solutions that have been able to help my clients when funds were quickly required. Thank you!

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Prashant Chudasama
22 September 2025

We had such a great experience working with the Calvert Mortgage team! A special shout out to Logan and Garrett for their exceptional service. They were always quick to respond, provided clear communication, and went above and beyond with creative solutions to make sure our clients' purchase transaction closed smoothly and on time. Their professionalism, problem-solving skills, and dedication truly set them apart. We couldn’t be happier and would highly recommend the Calvert Mortgage team to anyone looking for knowledgeable and reliable mortgage support!

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I recently used Calvert Homes, and I must say Hannah was awesome to deal with and was very efficient and kept me up to date as the deal was getting processed. Hannah was also very knowledgeable and was able to turnaround the deal and get it funded in about a weeks time and honestly was great to deal with throughout the whole process and was always available to answer any questions I had. I will definitely be utilizing Calvert homes again in the near future. Thanks Sukhy

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Terry Felton
3 May 2025
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Crystal Phillips
23 April 2025

Amazing team

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Shane
3 April 2025

Protect your personal information. This company experienced a data breach and unnecessarily compromised my personal banking information despite not needing to store that information any longer. I reached out and spoke with their Chief Risk Officer many times for more information on the issue but he could not share many details. They assured me that the “experts” they consulted determined the risk to be minimal and offered a one year subscription to a credit monitoring agency. After researching, I requested an extension because I was not satisfied with 12 months of coverage. Many emails and phone calls later, the answer was a flat out “no”. The conversation remained amicable but it’s clear that no exceptions will be made and their relationship with me as a former client was not important. Two stars were given due to their initial response, the rest were docked because of their lack of transparency and unwillingness to compromise.

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Werner Henzler
8 March 2025
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aashvi maniar
29 January 2025

As a Mortgage Broker, I would like to thank Spenser Brooks (UW) and Calvert Mortgages. It was my immense pleasure to work with you. You are one of the most amazing Underwriters at Calvert that I had a pleasure of working with. Your skillset truly helped navigating the the entire file in the holiday season. Kuddos to you. Manny more files coming to Calvert and surely your way! Thank you once again for all the support. One of the best lenders in private space so far.

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Linden Crain
20 December 2024

As a mortgage broker, I work with many lenders, but I have to say that Maggie truly stands out. From the very beginning, she went above and beyond to help me navigate complex deals with clarity and efficiency. Maggie is not only knowledgeable and thorough but also incredibly responsive, always ready to answer questions and provide valuable insights to keep my transactions moving smoothly. I highly recommend working with Calvert!

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Najib Damerji
18 December 2024

As a mortgage broker, I was looking for a quick second mortgage solution for my clients to consolidate debts, and working with Calvert Home Mortgage Investment Corporation was an incredible experience. Rob and Spenser were outstanding throughout the process. Spenser, my dedicated underwriter on this file, was highly professional and knowledgeable, making the entire transaction seamless. The team acted swiftly, understanding the urgency, and ensured the file was funded quickly without any hurdles. Their expertise and efficiency exceeded my expectations, and I’m beyond impressed with the service. I highly recommend Calvert for anyone needing reliable and professional mortgage solutions!

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Jeff McGinn
1 October 2024

I needed a last-minute bridge loan for a client, and as always, Calvert delivered. Their responsiveness to my questions and the application process was impressive, and they secured approval in record time. I truly appreciate their reliability and efficiency!

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Deane Thomas
13 September 2024

Garrett from Calvert was quick to respond and found a very reasonable solution to my finance request. Turn around was super quick and deal funded on time :). Thank you

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Chantelle Vercammen
3 September 2024

I had an outstanding experience with Calvert Home Mortgage! Their service was top-notch, offering great products and incredibly quick turnarounds. A special shout-out to Rob Maver, who was exceptional throughout the entire process. Rob was incredibly responsive, providing answers and updates around the clock, which made the entire experience smooth and stress-free. It’s clear that Calvert Home Mortgage values their clients and broker partners, and goes above and beyond to ensure satisfaction. Highly recommend their products for anyone in need of a reliable mortgage lender!

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Nathan
23 July 2024

Amazing service and nice staff

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Alex Leite
10 July 2024

I worked with Calvert on a recent mortgage for one of my clients. This client was working on a flip opportunity and Calvert made the mortgage approval process quick and easy for the home purchase. I worked with Spencer and Meena. They were fantastic and very knowledgeable. Thanks, Calvert.

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Justin Domanico
13 June 2024

As a mortgage agent, Calvert has become my go to for extensive renovation/flip files. Their staff is extremely responsive and they will work with you to make the deal happen. I am looking forward to our next transaction together!

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Keith Macintosh
23 May 2024

Always a pleasure working with the team at Calvert. The staff is extremely knowledgeable and responsive.

Grow your Broker Business

Educational Tools for Your Business

Calvert Home Mortgage offers incredible educational resources to help you and your clients succeed. We provide a monthly real-estate economic report, robust analyzers, and other valuable tools created to add ease to your deals.

Say Goodbye to Voicemail

Our underwriters are always available to take phone calls, work through deals and offer feedback, suggestions, and advice. We work as a collective team, so your deal is never delayed due to internal underwriter competition. 

Always your Client

We are your partner, not your competition. When you bring us a client, we respect this relationship. We always connect you on future deals so you can continue to serve your client. Calvert Home Mortgage treats you, the mortgage broker, with ultimate respect.

We Work for You

We will work with your clients as much or as little as you choose. Either way, you can trust us to do what’s best. We enjoy collaborating on presentations with our mortgage broker partners and brokerages, real estate agents, and investors to discuss further how we can be a support. You work directly with underwriters, the decision-makers, to get your clients approved quickly.

Calvert Home Mortgage | Mortgage Brokers

Broker

Are you a broker from a bank?

Calvert Home Mortgage believes in partnering with banks to assist their clients with complex mortgage needs. We are flexible and open to working together to repair your clients’ credit or solve a problem preventing them from securing funds through a bank. We work hard to get your clients back to you – the bank – as soon as possible.

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