Mortgage Brokers
Flexible Lending Solutions to Serve Your Clients Better
Fast approvals and flexible underwriting
No appraisals for properties under $1.5 million
- Funded in 1-3 Business Days
- Free In-House Valuations
- $2.8B+ Funded Since 1975
Help your clients secure financing faster with flexible lending solutions designed for real estate investors and complex deals.
Whether it’s a time-sensitive opportunity or a unique scenario, our team provides quick decisions, streamlined approvals, and reliable funding solutions brokers can count on.

✓ Dedicated BDM | ✓ Finmo, Filogix & Velocity accepted | ✓ Blanketing Options
✓ Dedicated BDM
✓ Finmo, Filogix & Velocity accepted
✓ Blanketing Options
We Elevate Your Expertise
Traditional lenders often create friction. We reduce it by working directly with you to get your clients funded fast, without ever going around you. Mortgage brokers play a critical role in helping clients and real estate investors achieve their financial or home ownership goals. Our job is to give them the support, tools, and expertise they need to succeed.
Always Your Client
When you bring us a deal, we respect that relationship. We always connect you on future deals so you can continue to serve your client. Your client stays yours.
We Work for You
You will have a dedicated business development manager and work directly with our underwriters for quicker responses. We have an in-house valuations team at to streamline your deal. We collaborate on presentations, provide deal feedback along with creative solutions, and adapt to your workflow. Contact us to learn more.
Flexible Mortgage Solutions
We align solutions with client needs
Flip & BRRR
For clients buying, renovating to sell, rent or refinance
- Funding in 1-2 days (AB), 1-3 days (ON)
- Borrow up to 80% of After-Repair Value
- Interest-only payments, 6-12 month terms
- Fully open, no prepayment penalties
Interim Purchase
For clients with a defined exit strategy.
- Ideal for 12-month defined exit strategy
- Leverage increased property value for low down payments
- Short-term financing for time-sensitive opportunities
Equity Takeout
For clients who need capital without selling
- Access equity in 1-3 business days
- No appraisal delays or bank timelines
- Rental income keeps flowing
- Capital ready for the next opportunity
Debt Consolidation
For clients managing multiple obligations
- One payment replaces multiple obligations
- Improves monthly cash flow immediately
- Flexible underwriting for complex situations
- Clear path to long-term refinancing or financial stability
Bridge
For clients buying before selling or refinancing
- No firm sale required, just an MLS listing
- 12-month terms to execute their exit
- Bridge to long-term financing or sale
- Flexible underwriting for time-sensitive deals
Term Purchase
For clients with unique circumstances
- Flexible 12–24 month financing terms
- Designed for evolving financial needs
- Leverage increased property value
-
Access equity to improve cash flow
How We Deliver Value for Your Client's Needs

We structure solutions around time-sensitive challenges
Support diversified borrower profiles
Solve transitional financing issues
Create flexibility where conventional lenders cannot
We fund properties in all conditions
We allow your clients to use equity from other properties are security
We have specialized solutions for real estate investors
Set Clients up for Approval
A concise and compelling overview of the borrower, property and purpose.
A well-thought-out exit strategy that shows how the loan will be repaid.
Achievable timelines that reflect the scope and complexity of the deal.
All required documents, accurate and organized from the beginning.
Full disclosure of risks, challenges and relevant information.
Responsive, proactive communication through the process.
We Lend to Qualified Borrowers In Alberta and Ontario
100k+ population or 25 km driving distance within these city limits
50k+ population, or 10 km driving distance within these city limits
10k+ population within city limits**
*Some restrictions apply. **Due to greater volatility in demand and value of rural land and small-town properties, we reduce the allowable Loan to Value (LTV) in these areas. Increased rates and fees will also apply.
Mortgage brokers can submit deals through these platforms:
Bridge Mortgage: Buying Before Selling a Home

Bridge financing helps mortgage brokers provide clients with a flexible solution when buying a new home before selling their current property, allowing them to meet tight closing deadlines without rushing a sale or accepting below-market offers. By offering fast approvals, customizable structures, and short-term financing options, bridge mortgages help brokers keep deals moving while giving clients greater control over their timelines and financial outcomes.
Mortgage Broker Insights & Resources
Monthly Market Intelligence
Monthly Market Intelligence
Benchmark pricing, sales volumes, and economic indicators. Get practical data you can use to advise clients and spot deal opportunities early.
Real Deal Case Studies
Real Deal Case Studies
See how brokers structured deals for clients across Alberta and Ontario. Actual purchase prices, timelines, and outcomes included.Educational Articles
Educational Articles
Stay informed with insights on industry trends, lending strategies and updates designed to help mortgage brokers better serve their clients.
Tools & Resources
Tools & Resources
Find the flip analyzer tools and other resources you need to navigate complex scenarios, streamline submissions and better support your clients.
We understand every client situation is different. Here are answers to the most common questions we get from mortgage brokers.
We can provide a Commitment Letter within one business day and fund in as little as 1-2 business days in Alberta and 1-3 business days in Ontario once all required documents are received.
Have more questions? View our complete FAQ resource for mortgage brokers.
Hear It From the Brokers Who Work With Us
Most lenders won't help clients with dreams of buying, fixing, and selling a property, to put some money in their pocket. Except for Calvert. A big part of their business is helping people with vision; to bring a property back to life for someone else to enjoy, and help everyone benefit from it. They are a grounded lender with common sense and many many years of experience when it comes to what we call Flip Financing. Always a pleasure to partner with Calvert to help our clients renovate and sell properties.
Always enjoy working with Calvert. Fast, reliable, easy to work with, 10 out of 10!!
Spenser, Katarina and the team at Calvert Home Mortgage are true partners. When working with clients who are looking for creative financing solutions for their investment projects, true teamwork and cooperation with my lenders is important to me --- for me, Calvert provides this, which is why I will continue to recommend them as a partner to my clients.
Kat and Hannah are incredible partners and worked magic for our clients. Great lenders with great products :)
Calvert is amazing and always a pleasure to work with. As a mortgage broker, they have provided me with super fast and effective solutions that have been able to help my clients when funds were quickly required. Thank you!
We had such a great experience working with the Calvert Mortgage team! A special shout out to Logan and Garrett for their exceptional service. They were always quick to respond, provided clear communication, and went above and beyond with creative solutions to make sure our clients' purchase transaction closed smoothly and on time. Their professionalism, problem-solving skills, and dedication truly set them apart. We couldn’t be happier and would highly recommend the Calvert Mortgage team to anyone looking for knowledgeable and reliable mortgage support!
I recently used Calvert Homes, and I must say Hannah was awesome to deal with and was very efficient and kept me up to date as the deal was getting processed. Hannah was also very knowledgeable and was able to turnaround the deal and get it funded in about a weeks time and honestly was great to deal with throughout the whole process and was always available to answer any questions I had. I will definitely be utilizing Calvert homes again in the near future. Thanks Sukhy
Protect your personal information. This company experienced a data breach and unnecessarily compromised my personal banking information despite not needing to store that information any longer. I reached out and spoke with their Chief Risk Officer many times for more information on the issue but he could not share many details. They assured me that the “experts” they consulted determined the risk to be minimal and offered a one year subscription to a credit monitoring agency. After researching, I requested an extension because I was not satisfied with 12 months of coverage. Many emails and phone calls later, the answer was a flat out “no”. The conversation remained amicable but it’s clear that no exceptions will be made and their relationship with me as a former client was not important. Two stars were given due to their initial response, the rest were docked because of their lack of transparency and unwillingness to compromise.
As a Mortgage Broker, I would like to thank Spenser Brooks (UW) and Calvert Mortgages. It was my immense pleasure to work with you. You are one of the most amazing Underwriters at Calvert that I had a pleasure of working with. Your skillset truly helped navigating the the entire file in the holiday season. Kuddos to you. Manny more files coming to Calvert and surely your way! Thank you once again for all the support. One of the best lenders in private space so far.
As a mortgage broker, I work with many lenders, but I have to say that Maggie truly stands out. From the very beginning, she went above and beyond to help me navigate complex deals with clarity and efficiency. Maggie is not only knowledgeable and thorough but also incredibly responsive, always ready to answer questions and provide valuable insights to keep my transactions moving smoothly. I highly recommend working with Calvert!
As a mortgage broker, I was looking for a quick second mortgage solution for my clients to consolidate debts, and working with Calvert Home Mortgage Investment Corporation was an incredible experience. Rob and Spenser were outstanding throughout the process. Spenser, my dedicated underwriter on this file, was highly professional and knowledgeable, making the entire transaction seamless. The team acted swiftly, understanding the urgency, and ensured the file was funded quickly without any hurdles. Their expertise and efficiency exceeded my expectations, and I’m beyond impressed with the service. I highly recommend Calvert for anyone needing reliable and professional mortgage solutions!
I needed a last-minute bridge loan for a client, and as always, Calvert delivered. Their responsiveness to my questions and the application process was impressive, and they secured approval in record time. I truly appreciate their reliability and efficiency!
Garrett from Calvert was quick to respond and found a very reasonable solution to my finance request. Turn around was super quick and deal funded on time :). Thank you
I had an outstanding experience with Calvert Home Mortgage! Their service was top-notch, offering great products and incredibly quick turnarounds. A special shout-out to Rob Maver, who was exceptional throughout the entire process. Rob was incredibly responsive, providing answers and updates around the clock, which made the entire experience smooth and stress-free. It’s clear that Calvert Home Mortgage values their clients and broker partners, and goes above and beyond to ensure satisfaction. Highly recommend their products for anyone in need of a reliable mortgage lender!
I worked with Calvert on a recent mortgage for one of my clients. This client was working on a flip opportunity and Calvert made the mortgage approval process quick and easy for the home purchase. I worked with Spencer and Meena. They were fantastic and very knowledgeable. Thanks, Calvert.
Fast Answers for Complex Deals
Tell us about your client's project. Our underwriters will review and respond quickly.
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