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    LENDING CRITERIA

    We lend on the following types of properties in Alberta

    Residential Residential
    Commercial Commercial
    Industrial Industrial
    Owner occupied Non-owner occupied Owner occupied
    Non-owner occupied
    Non-conforming properties Non-conforming properties
    Condominiums Condo conversions Apartment buildings Condominiums
    Condo conversions
    Apartment buildings

    Interest rates 8.5% to 15.5%

    Flexible terms: open to 2 years

    We lend a max 80% LTV on either the after repaired value, or current value of the property

    No appraisal required: no cost in-house valuations

    Fees 1.5% to 4.0% (minimum $1,500)

    Amortization: interest only, or up to 30 years

    Loan amounts: $10,000 to $1.5 million

    One hour from Calgary, Edmonton and Red Deer