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LENDING CRITERIA

We lend on the following types of properties in Alberta

Residential Residential
Commercial Commercial
Industrial Industrial
Owner occupied Non-owner occupied Owner occupied
Non-owner occupied
Non-conforming properties Non-conforming properties
Condominiums Condo conversions Apartment buildings Condominiums
Condo conversions
Apartment buildings

Interest rates 8.5% to 15.5%

Flexible terms: open to 2 years

We lend a max 80% LTV on either the after repaired value, or current value of the property

No appraisal required: no cost in-house valuations

Fees 1.5% to 4.0% (minimum $1,500)

Amortization: interest only, or up to 30 years

Loan amounts: $10,000 to $1.5 million

One hour from Calgary, Edmonton and Red Deer